Lower Your Payment
Lower Your Rate
Get Your First Home
Get Your Dream Home
Get Cash Out
Whatever your goals are we are here to help! Click our prequalifier to get started!
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At CTC Home Lending, we treat each customer as an individual, not a number. We treat you like family. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible for your individual situation. We represent a wide range of "A" rated lenders with first quality rates to private lenders if you can't quite meet Fannie Mae or Freddie Mac guidelines.
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30 Year Fixed, 15 Year Fixed, 3-5-7-10 Year ARM, FHA, Conventional, Jumbo, VA, USDA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
We pride ourselves on having some of the lowest rates in the industry, paired with incredible customer service and communication. Whether you are a seasoned investor or a first time home buyer, we can help guide you through the process in a stress-free and easy to understand manner. Buying a home is not an easy decision for many people - we'll help make things easier for you!
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Take advantage of a lower rate - a lower payment can provide security in uncertain times.
Reduce My Payment
If your house has increased in value, you can use that equity to get cash-out, for whatever you need!
Use My Equity
Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!
Shorten My Term
We know the area and the market and we're part of your community. This will help you avoid many of the common pitfalls and delays with big national lenders!
We work to close your loan as quickly and stress-free as possible. You'll have your own dedicated loan officer and processor. We can even hit curveballs!
We offer a hybrid approach of new technology to speed closing and pride ourselves on old fashioned customer service & communication with you and your agent.
We have the latest online tech like secure mobile uploading to make the process as quick and easy as possible for all parties involved. This ensures quick closings!
Get started with our easy online application.
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Use this calculator to see monthly payments for different loan amounts.
* Please note: this calculator is for illustration payments and actual payments may vary.