Let's Help You...

Lower Your Payment

Lower Your Rate

Get Your First Home

Get Your Dream Home

Get Cash Out

Whatever your goals are we are here to help!
Click our prequalifier to get started!

Welcome To The CTC Home Lending Family

At CTC Home Lending, we treat each customer as an individual, not a number. We treat you like family. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible for your individual situation. We represent a wide range of "A" rated lenders with first quality rates to private lenders if you can't quite meet Fannie Mae or Freddie Mac guidelines.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30 Year Fixed, 15 Year Fixed, 3-5-7-10 Year ARM, FHA, Conventional, Jumbo, VA, USDA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!


We pride ourselves on having some of the lowest rates in the industry, paired with incredible customer service and communication. Whether you are a seasoned investor or a first time home buyer, we can help guide you through the process in a stress-free and easy to understand manner. Buying a home is not an easy decision for many people - we'll help make things easier for you!

Refinance To Achieve Your Specific Goals


Lower Monthly Payment

Take advantage of a lower rate - a lower payment can provide security in uncertain times.

  • Good For
  • icon Extra Monthly Money
  • icon Retirement Savings!

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

  • Good For
  • icon Home Improvement
  • icon Paying high-interest debt

Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

  • Good For
  • icon Lower money towards interest
  • icon Paying off the home sooner!

The CTC Home Lending Advantage

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Local Knowledge

We know the area and the market and we're part of your community. This will help you avoid many of the common pitfalls and delays with big national lenders!

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Fast Processing

We work to close your loan as quickly and stress-free as possible. You'll have your own dedicated loan officer and processor.
We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and pride ourselves on old fashioned customer service & communication with you and your agent.

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Utilizing Technology

We have the latest online tech like secure mobile uploading to make the process as quick and easy as possible for all parties involved. This ensures quick closings!

Apply Now

Get started with our easy online application.

Click here to get started

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

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